Q &U + Bridge Loan Services

A simple solution to bridge the gap between the home you have and the home you want

Our Bridge Loan Services gets you access to competitive rates and dedicated support from industry-leading lenders, with the exclusive option to get up to six months of your loan payments fronted when you sell your home with me.

How it works

01

Work with me to find your next dream home.

02

Apply and get approved for a bridge loan with the lender of your choice.

03

Work with me to get the first six months of your bridge loan payments fronted.

04

Move into your new home while I work to sell your current home faster and for more money.

05

When your old home sells, simply use the proceeds to pay back the bridge loan and any fronted monthly payments.

Curious to learn more? Contact me to discuss how

Q & U + Bridge Loan Services could help you.

I’m Planning a Move; When Should I Reach Out to a Real Estate Agent?

Sellers today have access to endless data and information, making it easier than ever before when it comes to beginning to plan their next move.

If a move is in your future and you do not have a pressing deadline, it is wise to get a jump start on your planning. This advanced planning can potentially help you correctly time the market, reduce stress, and maximize profit.

But how far in advance should you start to plan?

If you Google this question you will see all sorts of articles and advice. However, this well-meaning advice may not fit your situation. There are many important factors to consider:

• The seasonality of your market – when is the best time of year to sell in your area?

• Best timing for you family – for example, the end of the school year?

• How much time do you need to allow for the work you want to do in order to prepare the home for sale?

Each homeowner’s situation is unique and often the best step is to consult with an experienced real estate professional early in the planning.  While you may not yet be ready to list the home for sale, a quality real estate agent would be delighted to spend time with you in advance to help create an appropriate sales strategy and customized marketing proposal.

This type of professional consult may help you dial in the details of your move. An agent can also help you avoid spending money on items to prep the home for sale by advising you on changes that are not valuable or necessary. This consult can even help you or connect you to the help you need to shop your next destination.

Ready to Make a Move?

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Are Online Values Accurate?

Have you ever checked your home’s value online only to be seriously disappointed by the results?

It’s no wonder, because you home is unique. In order to get a true and accurate evaluation, factors such as location, upgrades, and many others need to be evaluated by a local professional who is a market expert and can give you a true and accurate estimate of the highest realistic price for the home.

If you are simply curious, online research might be enough to satisfy your curiosity. If, you need a more accurate value let us know and we’re happy to provide a Custom Home Evaluation. This is a free service I provide as a way of demonstrating my willingness to earn your consideration if you should need to list your home in the future.

4 Questions You Should Ask Your Real Estate Agent About the Market

When shopping for a home, we’re understandably preoccupied with the physical features of our future abode. How many bedrooms and bathrooms? Is there a first-floor master suite? Enough space in the yard for a pool?
 
While those details are of course paramount, there is some other critical information you should know about any home you’re considering buying: local market statistics. The house you buy is not only the place where you will raise your family and live the lifestyle you’ve always wanted; it’s most likely one of the biggest—if not the biggest—investments you will make in your lifetime.
 
Make sure you’re making a wise investment by asking your real estate agent the following questions:

1. What’s the average time on market, and how has it changed in recent years?Knowing how quickly homes in your market sell is a great indicator of how much you will be able to profit off the sale of your home in years to come. Also be sure to ask how the days on market is expected to trend in the coming year.

2. What’s the average sales price in your market? This is important to know in order to gauge whether you’re getting a sweet deal or potentially overpaying and hurting your chances to at least recoup your money when you sell. Find out if the average sales price has gone up or down in the last year or so and in which direction it will head over the coming year.

3. What’s the current inventory of homes for sale in your market? Inventory is an easy way to determine whether you’re in a buyer’s or seller’s market. Both have their advantages. If inventory is high and you’re in a buyer’s market, you can negotiate a better deal. If inventory is low and you’re in a seller’s market, expect to pay above listing price. However, if market stats show that you will be in a seller’s market for years to come, you can make a nice profit should you choose to sell.

4. What’s the rate of building and construction in your market? New homes, apartment buildings and businesses are all excellent indicators that you’re buying in a thriving and expanding market, which bodes well for your investment. Conversely, if businesses are closing or moving out of town, and if new-home construction is stagnant, your market may be experiencing a decline. 

Bear in mind, while market stats are extremely important, if you’ve found a great home in an area you love, and plan on staying put for many years, it’s most likely a wise choice. Real estate is still the safest and smartest long-term investment.
 

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